Insurance Dispute Attorneys

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San Luis Obispo Insurance Dispute Llawyers/Attorneys

Insurance adjusters, agents and lawyers are paid to protect their employers’ interests. While they need to do a good job to keep their company’s reputation positive, they also don’t want to pay you unnecessarily. Sometimes this leads to conflicts over whether your claim is legitimate. Steven P. Roberts Personal Injury Lawyers helps to get your claim resolved successfully and ensures that you are treated with respect.

Why was my claim refused, and what can I do?

The insurance company may believe that the circumstances were different from what is reported, or that the share of blame is different than what you claim. Even if your claim is refused, you can take the issue to court. If you do so, however, it is important to work with an attorney with experience handling insurance companies and their legal teams.

Numbers Speak

$0NEGLIGENCE VERDICT AWARDED
$0INJURED PEDESTRIAN AWARD
$0COMMERCIAL TRUCK COLLISION
$0WAGES LOST AFTER VEHICLE COLLISION
$0INJURED PEDESTRIAN AWARD
$0AUTO MANUFACTURER NEGLIGENCE

Numbers Speak

$0NEGLIGENCE VERDICT AWARDED
$0WAGES LOST AFTER VEHICLE COLLISION
$0INJURED PEDESTRIAN AWARD
$0INJURED PEDESTRIAN AWARD
$0COMMERCIAL TRUCK COLLISION
$0AUTO MANUFACTURER NEGLIGENCE

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Typical cases of insurance disputes

Disagreement often arises after a car accident when trying to prove that treatment is needed and attempting to get it covered:

Car Insurance Coverage

Auto insurance companies frequently argue back and forth over which driver is at fault. If this affects your payment for medical costs or other pressing concerns, then you may need to take the matter to court.

Medical Billing

Healthcare coverage and preexisting conditions are a hot topic of conversation in politics and can affect your compensation for hospital bills and doctor visits.

Fault

Most insurance disputes come down to who is primarily at fault for an accident or other incidents. If a company believes you are to blame, they will not pay you for your injury. Unfortunately, some insurers bring a bias to a claim, especially one involving motorcycles, and you can have your claim rejected unfairly.

What is the Unfair Insurance Practices Act?

According to the California Insurance Code, it is illegal for any insurance company to:

  • Misrepresent the terms of your policy
    Falsely advertise any offering or part of its business
  • Coerce or intimidate any claimant or policyholder
  • File false claims or make false reports
    Institute unfair rate changes or offer different rates to statistically similar people

f you feel you have been unfairly treated in any of these ways, you should contact an attorney immediately.

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Roberts Paralegal Injury Law Jessie

Recognizing when an insurance company is acting in bad faith

If an insurance company outright overlooks the facts of your claim or delays payment unnecessarily, it is acting in bad faith and can be held accountable in a court of law. While it is a business’s goal to make money, insurance companies are expected to pay claimants when a legitimate claim is made. Any action taken to avoid doing so, including refusing to pay or intentionally paying a lower amount than is reasonable is a bad-faith act.

Don’t let insurance companies bully you

Talk to Steven P. Roberts Personal Injury Lawyers about your accident, who was at fault and the medical care you need. With a team of medical advocates, we can determine the compensation you require and fight the insurance companies for payment on your behalf. The office is in downtown San Luis Obispo, just outside of the historical district. Parking is available. Contact us online or give us a call at 805.542-9900 today.

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Testimonials

"Steven is an amazing attorney who has the guts to say what’s on his mind and defend you at the same time. No decisions were made without our say so and Steven came through for us clear until the end. If we ever need an attorney again, Steven Roberts will be the one we contact for results. Thanks, Steven Roberts for being 'da man'."

Sara Phoekiti

"I was in a car accident last January and started receiving medical bills from the hospital shortly after that. I contacted Steve’s office and immediately he and his staff went to work on my behalf. He explained to me how the process would work and kept me in the loop every step of the way."

Tawnia Burns

"I can’t recommend Steve and his law firm enough. I felt extremely comfortable with the way he handled my case, and I couldn’t be more pleased with the compensation he recovered from me. Getting into a car accident is never fun… but feeling screwed by insurance is even worse. Do yourself a favor and call the personal injuries at Steven P. Roberts!"

Dan Steiner

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